This 4-ingredient Hot Chocolate Dip makes a fun and festive dessert dip for holiday parties during the holiday season, whether celebrating Christmas, New Year’s Eve, or Thanksgiving.
With the hot chocolate mix, marshmallow creme (or Marshmallow Fluff), cream cheese, and whipped topping, like Cool Whip, you can make this easy dessert.

It’s easy to convert your favorite hot chocolate recipe into a no-bake Dessert Recipe by adding a few simple ingredients.
The guests or your kids can have half fun adding toppings like mini marshmallows, candy canes, chocolate shavings, and chocolate chips.
You can also have fun with your favorite dippers like fresh fruit, graham crackers, vanilla wafers, animal crackers, or your favorite cookies, like chocolate chip cookies.
Table of Contents

Why You’ll Love This Recipe
- Simple Ingredients – With only a few simple ingredients, you can make this easy Hot Chocolate Dip Recipe.
- Easy Recipe – The recipe is super easy. You just mix all the ingredients together to make this Hot Cocoa Cheesecake Dip.
- Sweet Treat – Make this delicious hot chocolate dip as an afternoon sweet treat for an afternoon snack.
- Party Dessert – This delicious hot chocolate dip can be a hot chocolate dessert for a holiday party or any celebration.

What You’ll Need
Equipment
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Ingredients
Below, I discuss the ingredients and possible substitutions if you don’t have a specific ingredient. However, if you are looking for the specific measurements of each ingredient, scroll down to the bottom of this article, just above the comments, for the printable recipe card, which includes all the ingredients and the specific amounts of each one.

Dessert Dip
- Whipped Topping – Refrigerated whipped topping like Cool Whip.
- Hot Cocoa Mix – We like to use Ghirardelli Premium Hot Cocoa Mix because it has a deep rich flavor and really makes the dip extra chocolatey, but use your favorite hot chocolate mix.
- Marshmallow Creme – Sometimes called marshmallow fluff, it is the marshmallow creme in a jar.
- Cream Cheese – The cream cheese gives a slight tanginess to the dip and keeps it from being overly sweet, so it pairs perfectly with sweet dippers.
Ideas For Dippers
- Fresh Fruit – I like strawberries for dippers, but sliced apples would be great too.
- Graham Crackers
- Cookies – You can use your favorite cookies, such as animal crackers, vanilla wafers, Oreos, chocolate chip cookies, and shortbread cookies, just to name a few.
- Cinnamon Sugar Pita Chips
- Pound Cake Bites
- Large Marshmallows
- Pretzels
- Angel Food Cake Bites
- Doughnuts
Directions

- Gather all ingredients.
- In a large bowl with an electric hand mixer, whip the cream cheese until smooth.
- Add the cocoa mix a little at a time.
- Beat until thoroughly mixed in.

- Mix in the marshmallow cream
- Stir until thoroughly combined.
- Fold in the whipped topping until there are no streaks.
- Place into your serving dish and chill until ready to serve, or serve immediately with a garnish of marshmallows if using dippers of your choice.

Recipe Tips
- Dessert Board. Include this Hot Chocolate Dip on your favorite dessert charcuterie board.
- Make ahead. Make this dip the night before, cover it with plastic wrap (BEFORE adding any toppings), and refrigerate it until you are ready to serve.
Variations
- Flavor Extracts. Add extracts to the dip to mix up the flavor. Some I suggest are almond, strawberry, orange, peppermint, or maple extract.
- Mix-Ins. Add mix-ins to the dip, like chopped-up candy canes, mini chocolate chips, dehydrated marshmallows, mini m&m’s, chopped nuts, chopped-up candy bars, etc.
- Garnishes. Some ideas for different garnishes include hot fudge, marshmallow cream, whipped cream, or more whipped topping, chocolate chips, candy canes, candy, etc.

Serving Suggestions
Serve Hot Chocolate Dip With:
- A cup of hot chocolate with mini marshmallows.
- Strawberries
- Mini Marshmallows
- Christmas Cookies
FAQs
How Do I Store Leftover Dip?
Store leftover hot chocolate dip in an airtight container in the fridge for up to 3 days.

Can I Freeze Hot Chocolate Dip?
Yes, you can freeze this hot chocolate dip in a freezer-safe, air-tight container for up to 3 months.
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Recipe
Hot Chocolate Dip Recipe
Ingredients
- 8 ounces cream cheese softened
- 1 cup hot cocoa mix
- 7.5 ounces marshmallow creme
- 8 ounces whipped topping thawed
- mini marshmallows for garnish optional
- Cookies or fruit for dipping
Instructions
- In a large bowl with an electric hand mixer, whip the cream cheese until smooth.
- Add the cocoa mix a little at a time until thoroughly mixed in.
- Mix in the marshmallow cream until thoroughly combined.
- Fold in the whipped topping until there are no streaks.
- Place into your serving dish and chill until ready to serve or serve immediately with a garnish of marshmallows if using and dippers of your choice.
Video
Notes
- I like to use Ghirardelli Premium Hot Cocoa Mix because it has a deep rich flavor and makes the dip extra chocolatey, but use your favorite hot chocolate mix.
- The cream cheese gives a slight tanginess to the dip and keeps it from being overly sweet, so it pairs perfectly with sweet dippers.
- Add extracts to the dip to change up the flavor. Some recommendations are almond, strawberry, orange, peppermint, or maple.
- You can add mix-ins to the dip, like chopped-up candy canes, mini chocolate chips, dehydrated marshmallows, mini m&m’s, chopped nuts, chopped-up candy bars, etc.
- Other garnishes include hot fudge, marshmallow cream, whipped cream or whipped topping, chocolate chips, candy canes, candy, etc.
- Keep leftovers in the fridge for up to 3 days. Freeze for up to 3 months.
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